TL;DR
Chase Ink Business Preferred now offers a 100,000-point sign-up bonus after $8,000 spending and boosts rewards with 3x points in key categories. It remains a highly competitive choice for small businesses.
Chase has confirmed that the Ink Business Preferred credit card now offers a 100,000 Ultimate Rewards points bonus after spending $8,000 within the first three months, along with expanded 3x categories, making it one of the most rewarding small business credit cards available.
The Chase Ink Business Preferred card is offering a 100,000-point welcome bonus, valued at approximately $1,700, after qualifying spending. The card has a $95 annual fee and allows adding employees at no extra cost, enhancing earning potential. It provides triple points in categories including travel, shipping, internet, cable, phone services, and social media advertising, with a cap of $150,000 annual spend in these categories for the bonus multiplier. The card also features no foreign transaction fees, making it suitable for international use. Rewards can be redeemed via Chase Travel℠ or transferred to over a dozen airline and hotel loyalty programs, maximizing value.
Why It Matters
This development reinforces the Chase Ink Business Preferred as a leading option for small business owners seeking high-value rewards with manageable costs. The 100,000-point bonus and expanded 3x categories can significantly boost earning potential, especially for businesses with high expenses in travel, advertising, or communications. Its low annual fee and flexible redemption options make it a compelling choice in a competitive market.
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Background
The Chase Ink Business Preferred has historically been recognized for its strong rewards structure and versatility. Previous versions offered similar bonus categories but did not include the current promotional bonus or expanded earning caps. The card is part of Chase’s broader strategy to attract small business owners amid increasing competition from other issuers like American Express and Capital One, which also offer lucrative business cards.
“The updated Chase Ink Business Preferred card continues to deliver exceptional value through its generous bonus, flexible rewards, and low annual fee.”
— Chase spokesperson
“The 100,000-point bonus combined with the 3x categories makes this card highly attractive for businesses with significant expenses in travel and advertising.”
— Small business credit card analyst
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What Remains Unclear
Details about the longevity of this promotion and whether the bonus or categories will change in the near future remain unclear. It is also uncertain how many new applicants will qualify or how the cap on earning in bonus categories might impact high-spenders.
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What’s Next
Chase is expected to maintain this promotional offer for a limited period, with updates potentially announced in upcoming marketing materials. Small business owners are encouraged to apply soon to take advantage of the current bonus and reward structure.
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As an affiliate, we earn on qualifying purchases.
As an affiliate, we earn on qualifying purchases.
Key Questions
How do I qualify for the 100,000-point bonus?
You need to spend $8,000 on purchases within the first three months of account opening.
What categories earn 3x points?
Travel, shipping, internet, cable, phone services, and social media/search engine advertising.
Is there a limit on earning bonus points?
Yes, the 3x points are capped at $150,000 spent annually in the bonus categories.
Can I use this card internationally?
Yes, the card has no foreign transaction fees, making it suitable for international purchases.
